Why Pre-Qualification is Important
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Even if you have not picked out homes to visit yet, it's advantageous to visit with your mortgage pro early. What for? When you don't know yet how much home you need to qualify for, how can we help?
We Can Help You Pre-Qualify
When we pre-qualify you, we help you figure out how much of a monthly payment you can afford, and the loan amount you can qualify for. We accomplish this by analyzing your income and debts, your employment and residence situations, your available funds for a down payment, required reserves, and other considerations. It's quick and basic; We keep the paperwork light.
We'll award you a Pre-Qualification Letter after you qualify, which documents that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.
Power in the Pre-Qual
Some advantages open to you once you've found your next house, and have achieved pre-qualification. First, you have some general numbers in mind, as the amount you can borrow.
Of greater importance to the home seller, your being pre-qualified is like your having entered their house with a bag full of money to make the deal! They will not have to worry that that they're wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the ability to back up your offer.
We will help you with your pre-qualification
We can help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. This process outlines your finances - your debts, income, career, down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.
Face to Face
It's important for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage loan calculator tools on this website. For one thing, you will want a Pre-Qualification Letter! Then, we'll make sure we have the right mortgage program for your situation. We're eager to meet with you: call us at 561-395-4264.
Have questions about pre-qualifying? Call us at 561-395-4264. We answer pre-qualification questions every day.