Why Pre-Qualification is Important

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Even if you haven't narrowed down homes to visit yet, it can be important to see your mortgage pro first. What for? How can we help you if you have not made an offer, and don't yet know how much you need to borrow?

Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly mortgage payments you can afford, and the loan amount you can qualify for. During the process, we determine your ability to borrow - analyzing your job, money available for down payment, existing debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

We will give you a Pre-Qualification Letter once you qualify, that states that we're confident you'll qualify for up to a specific amount of mortgage loan dollars.

Pre-Qual Power

Various beneifits open to you after you've found your dream house, and have achieved pre-qualification power. The first is that you'll be sure what you'll be able to afford when putting together your offer. Being pre-qualified also will make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They won't need to be concerned that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

We can help determine how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. We can accomplish this by considering your income and debts, your work and housing circumstances, your funds available for a down payment, required reserves, and some other things. It's quick and basic; and we take pride in keeping the paperwork to a minimum.

One on one

You can always use the mortgage calculators available on this website to calculate how much mortgage you'll be able to afford - but it's also essential to meet with us. For one thing, you will want a Pre-Qualification Letter! Next, we can consider your loan options to make sure you are in the best one. We are eager to hear from you: contact us at 561-395-4264.

Have questions about pre-qualifying? Call us at 561-395-4264. Alternative Mortgage Group answers pre-qualifying questions every day.

Help me get Pre-Approved

We're here to help you with funding, the home of your dreams. Please fill out the short form below for a no-obligation consult.

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Alternative Mortgage Group

80 SW 14 Ave
Boca Raton, FL 33486