The Importance of Pre-Qualifying
Searching for a loan? We'll be glad to discuss your mortgage needs! Call us at 561-395-4264. Ready to get started? Apply Here.
Even if you've not so much as narrowed down houses to visit yet, it's advantageous to contact your mortgage loan professional first. What for? It may be difficult to understand how we can help even before you start to talk about prices and negotiations.
We Will Help You Pre-Qualify
When we pre-qualify you, we help you decide the amount in monthly mortgage payments you can afford, and how much we of a loan you can qualify for. In the process, we calculate your ability to borrow - reviewing your job, available money for down payment, debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
We award you a Pre-Qualification Letter once you qualify, which documents that we are confident you can qualify for a certain amount of mortgage loan dollars.
After you locate a house that is ideal for you, and you decide to make an offer, being pre-qualified for a mortgage loan will do a couple of things. First, you have some concrete numbers in mind, as the amount you will qualify for with your mortgage loan.
Of greater importance to the seller, your being pre-qualified is like your having walked into their house with a bag full of cash ready to purchase their house! They need not wonder if they have been wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to be concerned about. They have a virtual guarantee to trust your ability to back up your offer.
We will help you with your pre-qualification
We can help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. During the process, we calculate your capacity to borrow - reviewing your job, money available for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, and avoid a lengthy process.
One on one
You can always use the calculators here on this website to get an idea of how much mortgage you'll be able to afford - but it's also essential to meet with us. For one thing, you will want a Pre-Qualification Letter! Then, we can make sure we have found the ideal mortgage program for you. We are eager to hear from you: contact us at 561-395-4264.
Have questions about pre-qualifying? Call us at 561-395-4264. We answer pre-qualification questions every day.