The Importance of Pre-Qualification

Are you looking for a mortgage loan? We'll be glad to talk about our many mortgage solutions! Give us a call today at 561-395-4264. Ready to begin? Apply Here.

Even if you have not researched homes to visit yet, it's important to contact your mortgage professional early. Why? When you don't know yet how much house you want to qualify for, how could we help?

Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and the size of loan you can qualify for. During this process, we look at your borrowing capacity - reviewing your earning status, money available for down payment, debt, income, and other circumstances. It's a quick, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter when you qualify, which documents that we're confident you can qualify for up to a predetermined amount of mortgage dollars.

Buying Clout

A number of beneifits open to you after you have found your next house, and have pre-qualification power. The first is that you can be sure what you will be able to afford when putting together the offer. Even more important to the seller of the house, your pre-qualification letter gives them confidence - as if you had arrived at their home with a big box of cash to back up the offer! They need not worry that they're wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

When we pre-qualify you, we help you find out how much of a monthly payment you can afford, and the loan amount you will qualify for. During this process, we calculate your borrowing capacity - reviewing your employment, available money for down payment, existing debt, income, and other areas. It's short and basic; and we keep the paperwork to a minimum.

One-on-One

While you can try our mortgage calculators on this website, it's a good idea to meet with us. We can begin getting your pre-qualification letter. Then, we can make sure we have chosen the best mortgage program for your situation. We are waiting to hear from you: call us at 561-395-4264.

Have questions about pre-qualifying? Call us at 561-395-4264. It's our job to answer pre-qualification questions, so we're happy to help!

Help me get Pre-Approved

We're here to help you with funding, the home of your dreams. Please fill out the short form below for a no-obligation consult.

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Alternative Mortgage Group

80 SW 14 Ave
Boca Raton, FL 33486