When to Talk to Your Mortgage Pro About Pre-Qualification

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It is valuable to visit with a mortgage loan pro early, even before you have determined what sort of home to look for. What for? What can we do for you before you have made an offer, and don't yet know how much you need to borrow?


We will help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. We will achieve this by analyzing your income and debts, your work and residence circumstances, your available funds for a down payment, required reserves, and some other things. It's short and basic; We keep the paperwork light.

We'll award you a Pre-Qualification Letter if you qualify, which says that we are confident you can qualify for up to a specific amount of mortgage dollars.

Pre-Qual Power

When you locate the house that is right for you, and you decide to put together an offer, being pre-qualified for a loan will do a number of things. First, it helps you know the amount that you can offer. Even more important to the existing owner, your pre-qualification gives them confidence - as if you had come to their house with a big box of cash to make the offer! They will not have to be concerned they are wasting their time if you do not be able to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the capability to back your offer up.

We can help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. In the process, we calculate your ability to borrow - analyzing your job, money available for down payment, existing debt, income, and other circumstances. It's a quick, thorough process with minimal risks for papercuts.


While you are encouraged to use our mortgage calculators on our website, it's a good idea to meet with one of our mortgage professional team members. We can walk you through your pre-qualification letter. Then, we will make sure we have the best mortgage program for you. We are eager to hear from you: call us at 561-395-4264.

Have questions about pre-qualifying? Call us at 561-395-4264. Alternative Mortgage Group answers pre-qualifying questions every day.

Help me get Pre-Approved

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Alternative Mortgage Group

80 SW 14 Ave
Boca Raton, FL 33486