The Importance of Pre-Qualifying
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Even if you have not researched homes to visit yet, it is advantageous to contact your mortgage loan professional early. What for? When you do not know yet how much home you need to qualify for, how can we help?
We Can Help You Pre-Qualify
We can help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. In the process, we calculate your borrowing power - analyzing your earning status, money available for down payment, debt, income, and other areas. We require a minimum amount of paperwork, and avoid a lengthy process.
We'll give you a Pre-Qualification Letter if you qualify, that states that we're confident you'll qualify for a certain amount of mortgage dollars.
Power in the Pre-Qual
When you locate the house that meets your needs, and you want to make an offer, being pre-qualified for a mortgage will do a number of things. The first is that you can be sure the amount you'll be able to afford when putting together your offer.
Of greater importance to the home seller, your being pre-qualified is like your having walked into their house with a suitcase full of money ready to purchase their home! They will not have to worry that that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to be concerned about. You'll have the sway of a buyer ready to make the purchase on the spot!
We will help you pre-qualify
We will help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. In this process, we calculate your ability to borrow - reviewing your employment, money available for down payment, existing debt, income, and other circumstances. We as for a minimum amount of paperwork, and avoid a lengthy process.
While you can benefit from our tools to calculate mortgage variables on our site, it will be essential to sit down and talk with us. That way, we'll help you get your pre-qualification letter. Then, we can make sure we have found the ideal mortgage loan program for you. We're eager to meet with you: call us at 561-395-4264.
Have questions about pre-qualifying? Call us at 561-395-4264. We answer pre-qualification questions every day.